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The monthly payments are not subject to VAT, however if you do take out the optional service package then you will have to pay VAT on the service costs.
PCP is ideal for any individual who would like options at the end of their finance agreement. PCP customers make an initial payment when they first take out the contract, then pay fixed monthly payments and finally have an Optional Final Payment (OFP) at the end at the end of the contract which is also referred to as the GFV (Guaranteed Future Value).
You can trade-in your vehicle at a dealership and take another vehicle from them. If the trade-in value is larger than the OFP you will be able to use the difference towards a deposit on a new vehicle. Or, you can simply return the vehicle to the funder, as long as you have not exceeded the mileage and the vehicle is in an appropriate condition for its age there will be no charge. Finally, you can keep the vehicle either by paying the OFP in full or you will find that most companies offer the opportunity to re-finance the OFP.
Adaptive Vehicle Solutions Ltd
3E Pentland Close
Cardiff Industrial Park
Company Reg No : 05301680 | Data Protection No : Z8982892 | VAT No : 854 4303 33 |
Adaptive Vehicle Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Registered No : 627425.
Please note that failure to pay your monthly repayments could result in termination of your agreement, missing payments could have severe consequences and make obtaining credit in the future more difficult. Commission disclosure | Complaints procedure
Registered Office : AVS House 3E Pentland Close, Cardiff Business Park, Llanishen, Cardiff, CF14 5DJ
Copyright © 2018 Adaptive Vehicle Solutions Ltd, All rights reserved.
All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.